FAQ

Frequently Asked Questions

What is Cornerstone Capital?

At Cornerstone Capital, our goal is to provide you with exceptional financial advice and information. We're committed to helping you reach your financial goals while providing the highest level of service possible.

Why are the financial professionals at Cornerstone Capital different from other advisors?

The financial professionals at Cornerstone Capital offers a personal, hands-on approach to wealth management. Unlike many large corporate financial firms, we specialize in working with your particular lifestyle and focus to design a plan to help you reach your financial goals. At the same time, we are supported by the resources of our broker-dealer which allows us access to a wide variety of investments and portfolio managers.

The world and the markets are constantly changing. You need a working relationship with your financial advisor based on trust, service and results combined with responsive investment strategies to succeed in reaching your financial goals. These are the hallmarks of Cornerstone Capital's business and the key elements that will help you build a financially independent future even when market conditions shift in the years ahead.

What kind of services do you provide?

We offer a variety of wealth management services designed to achieve positive results in today's rapidly changing world. They include:

Financial plan design & coordination

We'll serve as your financial architect, designing a wealth management plan to help you achieve your specific goals.

Tactical investment management

We have the tools, technology, knowledge and experience that can potentially help you get successful investment results.

Portfolio deconstruction

We'll take a look at your current portfolio including retirement plans, IRAs, brokerage accounts, annuities and stock portfolios. We'll show you what you actually own, what you're paying, the return you're getting and the risk you're taking.

Workplace retirement plan management for employees

We have a program that provides you with proactive, professional advice on an individual basis for the retirement account provided by your employer.

Customized retirement plans for your business

We can assist you with a 401k plan customized to meet the needs of your business and offer a variety of plan designs to meet a range of employee investment preferences.

Life insurance rescue

We'll compare your life insurance coverage with current rates at top-rated insurance companies to help find the one that gives you the best coverage at the best price.

What is Cornerstone NFP?

Cornerstone NFP is a division of Cornerstone Capital that specializes in services for not-for-profit organizations. Our clients include cemeteries, family foundations, ministries, charities, colleges and universities, service societies and maintenance funds.

What other wealth management issues can you help me with?*

The financial professionals at Cornerstone Capital can also provide you with the information you need to understand a variety of issues that are critical to the development of a comprehensive wealth management plan. They include:

  • Liabilities
  • Stock Options
  • Business Succession Plans
  • Durable Power of Attorney
  • Gifting to Children/Descendant Strategies
  • Charitable Giving During Life
  • Titling of Assets
  • Executor/Trustee Issues
  • Distribution of Wealth at Death
  • Charitable Inclinations at Death
*This material is not intended to replace the advice of a qualified legal professional. Before making any financial commitment, consult with your attorney.

How do you work with your clients?

We work with our clients on a one-to-one basis and communicate clearly in everyday language, so you understand what you own, how it works and what to expect. We set up a communication plan to make sure you are frequently contacted and updated on strategies and results based on your goals, feelings, family dynamics and tolerance for risk.

How much do your services cost?

We offer a complementary, no-obligation initial consultation and will develop a plan for you at no charge. After you become a client, our fees are based on a percentage of assets under management, so we do not have an allegiance to any product or company in the financial services industry and you are never charged for any personal meetings or telephone time.

What kind of experience do you have?

Our managing partners are Joseph M. Ervolina, CWS® and Robert C. Meissner, III, CWS®. Their combined areas of knowledge/experience include comprehensive wealth management plans, risk management, stock options, executive benefits, employee benefits, investment policy guidelines for not-for-profit organizations, business succession planning for closely held businesses and key person insurance. They're always available to assist you, answer your questions and discuss your needs.

Joseph M. Ervolina
Joseph M. Ervolina

Robert C. Meissner III
Robert C. Meissner III

Ask Why Wealth Management for Not-For-Profits Speak to an Advisor

 
5895 Goodrich Road
Clarence Center, NY 14032 
Telephone 716-406-2250
Fax 716-406-2447


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